Credit Card and Information Security
Nowadays widely used in card payment systems, has also brought along some security issues. Card payment systems, credit card fraud make up the group most at risk in our country is also a common type of fraud. Credit card fraud for the prevention and measures to take but it may be possible by the cardholder. Credit card-related fraud as a cardholder you should look for information about the matter carefully read the following descriptions.
Measures
Your credit card number to the Do not allow into the hands of others;
Statements may have your number, ATM slip, slip in a safe place, such as maintaining your documents, you need not necessarily stay on the numbers will become unreadable to encourage you to please destroy. Do not forget to throw away a document that can only wrinkle by malicious people can be obtained. Only for that particular person to track, search for those who refuse may be taken into consideration here.
Make sure your card is delivered to you;
Application after the bank received your card in person to deliver, delay in the delivery immediately contact your bank.
When using your card processing vendors that take care of;
Credit card transactions to be made to the vendor when you give your card number or POS device has not been noted except make sure that's been through a device. Can be obtained by various methods Decoder / Encoder device thanks to all the information in your card's magnetic strip can be played this way. By taking the stolen information to a computer can be transferred to another card's magnetic strip. In such a case you have installed a fake card magnetic information easily available everywhere on your behalf.
Internet shopping security;
While shopping over the Internet with your credit card purchases you make of the site known to be a safe site, and please pay attention. You want to connect to the site's shopping site is really sure. Some sites are very similar to the actual url address and design may be misleading with. Check the existence of the site's security policy (SSL, etc..). Unless a high credit limit cards for Internet purchases do not use.
Computer security;
Exchanged over the Internet, on-line banking services, utilize such services if you are someone who is important to computer security. Today, in addition to the virus threat Trojan (Trojan horse) called a program in your computer runs into your pocket thanks to the credit card, user name and password information, such as play and play with the Trojans this information without your knowledge can be sent to a third party. This type of malicious program on your computer is infected individuals connected to the Internet can be found on your computer whenever you can see all the data, modify and delete. All this data is critical to be able to move to the front of the computer users update anti-virus software and firewalls must provide the security are supposed to. However, despite all these measures will go a new virus and the best measures to be taken against trojanlara come from untrusted sites or do not know if the downloaded file and immediately deleted from the system is to keep running. In particular. Exe,. Com,. Vbs,. Jpg. Vbs files with extensions such as group forming the primary risk files. These types of files without opening a potential danger immediately delete the easiest and most reliable way to prevent this.
Credit Card Alarm Europe
The recall only two German banks that the credit card amount, over 60 thousand
This size of a credit card cancellation is done for the first time in Europe is reported.
Two groups called Volks and Raiffeisenbank, the collection began to take off his new credit card number over 60 thousand.
German credit card information for fraudulent users through a server in Spain is thought to capture.
But not yet in the hands of fraudulent credit card information that a final finding on the road yet.
BVR banking group, a confirmed case of fraud, though they are not collecting credit card causes, "a precaution just in case" as announced.
Spain is believed to have been made in fraud, especially the German credit card is estimated to affect users.
Banks, cancel existing credit cards with new ones to remove it is reported that the warning came from Mastercard and Visa.
In a statement from Visa's European subsidiary, "in Spain are aware of a possible data security cases. Yet no final detail, but the problem is not specific to only Visa cards are expected." was said.
Visa spokesperson, the innocent victim of fraud, the users have with their banks, depending on their credit card agreement will receive their money back said.
Credit card debt Configuration
The impact of the global economic crisis in recent years and a lot of credit card debt payment card's started. As you can see even the opportunity to pay their debts to the bank cards as they see the victim after another to their customers by organizing campaigns to give your credit card debt began to switch off. A, B, C, D belong to the bank to credit card debt a person, going to the E bank to switch off all the debt with the credit terms you want to use, he says. E bank to other banks that person pays the entire debt and credit card interest rate with a lower interest rate on loans is open. Individuals with lower interest payments have to get rid of debts by installments.